Don't sign that until someone on your side has read it.
I spent 15 years in the dealership finance office. Send me your numbers and I'll show you exactly what's padded — before the pen, not after.
15 years inside the finance office. Now I'm on your side of the desk.
- How the monthly payment hides the real price
- Which add-ons are pure profit and which ones aren't
- The rate you actually qualified for — vs. the one they offered
- Exactly what to say when they push back
Four ways in. Start wherever you are.
Just browsing? Grab the checklist. Holding a contract right now? Send it over — that's the fast lane.
The Before-You-Sign Checklist
10 numbers to check and 7 questions to ask before you ever walk into a dealership. Emailed to you free.
Deal Review
Send your buyer's order, the F&I menu, or the contract. I mark up every padded line and send it back with exactly what to push on and what to ask.
Auto Approval Game Plan
Going in fresh? A pre-shopping plan: the price range to shop in, a realistic payment and down payment, and what could trip up your approval — before you ever talk to a salesperson.
Full Consultation
We go through the entire process together on a live phone call — your credit picture, approval strategy, the deal in front of you, the add-ons, and exactly what to say in the finance office. Start to finish, on the phone with me.
Three steps. Walk in knowing.
Send it
Snap a photo of the buyer's order, menu, or contract and send it over. Numbers, not personal info — no Social Security number needed.
I mark it up
I go through it line by line — what's padded, what's negotiable, and what's normal for a profile like yours.
You walk in knowing
You get it back with your numbers explained and the exact questions to ask. Then you decide what to sign.
This is auto-finance education and deal review. I help you read and understand your own deal — I don't lend, sell cars or insurance, guarantee approvals, or repair credit, and this isn't financial or legal advice. I just spent 15 years watching how these deals get sold.
Still got the pen in your hand? Send it over first.
Drop your email and I'll send the Before-You-Sign Checklist plus how to get your deal reviewed today.
No spam. No selling your info. Just the checklist and next steps.